About Us
Welcome to Credit Harmony, where we’ve been dedicated to helping individuals repair and rebuild their credit for over 38 years. Our experienced team has been committed to empowering clients to achieve financial freedom. With personalized solutions tailored to each client’s unique situation, we’ve successfully assisted thousands in improving their credit scores and reaching their financial goals. At Credit Harmony, we prioritize listening to our clients, providing tailored guidance, and celebrating their successes as our own. Whether you’re aiming to qualify for a mortgage, secure a car loan, or simply improve your financial standing, we’re here to navigate the credit repair journey with you every step of the way.
Cases Completed
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Testimonials
Hear Our Successes
Our valued clients sharing their experiences with Credit Harmony. Discover how we’ve helped individuals like you achieve their financial goals through our process. Browse through these testimonials to learn more about the positive impacts we’ve had on our clients’ lives.
Amazing service! Helped me fix my credit fast and efficiently to help start my business. I’m very pleased with the excellent service, communication, and opportunity I got from this.
Developed my credit and was really friendly with great support. Would highly recommend if looking for a quick and easy solution.
Transform Your Credit, Transform Your Life!
Frequently Asked Questions
Credit repair involves addressing potentially harmful negative items on your credit profile. If credit bureaus and creditors fail to verify the fairness, accuracy, and legitimacy of these items, they must, by law, remove them from your credit report.
While 93% of our clients typically observe a credit score improvement of 20 points or more within the initial 35 day, it's important to note that the duration of credit repair varies for each individual. Due to the uniqueness of every credit report, it's challenging to accurately predict the exact timeframe for credit repair.
Our clients come to us with a wide range of credit issues, including late payments, collections, charge-offs, repossessions, bankruptcy, foreclosures, liens, judgements, etc. Because each case is unique, pricing will be determined on a case-by-case basis. Contact us for a complimentary credit review tailored to your specific situation.
We focus on disputing inaccurate, outdated, or unverified negative items such as late payments, collections, charge-offs, bankruptcies, foreclosures, student loans, liens, judgements, and more.
Consider credit repair as an investment in your financial well-being. By dedicating some effort now, you could potentially save thousands of dollars in the future. We provide a range of service options to accommodate various budgetary needs.
We provide monthly updates on your progress via email, phone calls, or text messages, depending on your preferences.
Yes, we customize our services to address your unique credit challenges and goals.
We offer a money-back guarantee for each individual account. In the event that we are unsuccessful in fixing or removing a specific account from your credit report, we will refund you the fees associated with that account. You have everything to gain and nothing to lose!
No, individuals are entitled to a credit report that is fair, accurate, and substantiated by law. Credit repair invloves the meticulous process of questioning and disputing negative items on your report to ensure adherence to these three standards. While numerous laws govern credit repair, we primarily leverage the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA) to address your credit concerns.
If you’re looking to fix your credit, I highly recommend Credit Harmony. This company cares for its customers and aim to provide the best service and results for all. My credit drastically increased way more than I had expected! I also got my family to fix their credit with them and all received excellent results.”